Whittaker Cars & Trux

Where Can I Get Guaranteed Approval for a Car Loan?


For thousands of people across Central New York, purchasing a new car might be one of your upcoming New Year’s Resolutions. Or perhaps you even want to surprise yourself with a present in the form of a new car to better enjoy this holiday season. No matter when you might be thinking about purchasing a new vehicle, finding a car loan with guaranteed approval is most likely high on your list of priorities. Unfortunately, many banks and other financial institutions tend to shy away from guaranteed approval loans, especially if you don’t have the best credit rating in the world.

However, if banks turn your loan application down, that doesn’t mean that you must simply settle for your old clunker of a car for another year (or more) or attempt an ill-fated cross-country trip in your old car to visit family members over the holiday. Here at Billy Whittaker Cars and Trux, we pride ourselves on being the best option for people in Central New York who are looking for a reliable, high-quality, and transparently priced used car. We also know that finances can be tight during the holidays and in the first few months of the New Year. Thus, we are also one of the few used car and truck dealers that can provide those with low credit scores loans with guaranteed approval.

Where Can I Get a Guaranteed Loan?

Most used car dealers leave it to their customers to figure out their own financing situation. If you have the money in hand, they’ll gladly sell you a car. If you don’t, they will show you the door and invite you back when your financial situation is better. At Billy Whittaker Cars and Trux, however, we believe that everyone should be given the best opportunity to get behind the wheel of a quality used vehicle, and we go the extra mile to help our clients find the financing that they need.

Our team of professional car and truck salespeople work with over 20+ lenders throughout this region. This means that even though those other places may have told you “NO!”, we want to say “YES!” to help you get into the car or truck of your dreams. We are one of the few used car dealers across the country that can offer GUARANTEED credit approval!

All you have to do is fill out our 40 second finance application and see what finance options we have available for you. Because we work with several different lenders, we are usually able to provide you with different financing alternatives so that you can decide which loan works best for your unique financial situation. Multiple lenders means that you will get multiple possibilities at the best terms and conditions for the loan you need.

More Reasons to Choose Billy Whittaker Cars and Trux

Not only can we help you get the guaranteed financing you need, but we also are committed to ensuring that you find the absolute best used vehicle for your particular needs. Our team of professionals have years of experience in helping drivers in the Oswego, Syracuse, Clay, Liverpool, Fulton North Syracuse and Cicero areas find the highest quality, most affordable, and most reliable cars for your lifestyle. We specialize in used vehicles, and we take great care to make sure that every model in our inventory is in excellent condition and ready to start a new journey with you behind the wheel. We can also help you determine which used vehicle amongst our inventory has the best chance of holding its value well into the future.

Furthermore, we believe in treating our customers with care and respect. Though there are some used car dealerships out there looking to take advantage of these high used car prices to charge extra high premiums, we continue to offer the most affordable prices on the highest quality used cars.

Whether you’re looking to get the most features for your money or shopping on a tight budget, we’re ready to help you find a pre-owned model that inspires confidence and pride along every mile. Contact us today so that we can help you find the best used vehicle that fits your budget and gets you into the car of your dreams!




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